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bibliotecadigital.pre.economia.gov.br/handle/123456789/529383
Title: | Previdência direta: o Tesouro Direto para a previdência |
Authors: | Amaral, Felipe Vilhena Antunes Giambiagi, Fabio |
Keywords: | Instituto Nacional do Seguro Social (Brasil) Previdência social - Brasil Social security - Brazil Contribuição previdenciária Social security taxes Aposentadoria - Brasil Retirement - Brazil Poupança e investimento - Brasil Saving and investment - Brazil Benefícios previdenciários - Brasil Social security benefits - Brazil Renda Income Modelos econométricos Econometric models |
Issue Date: | May-2019 |
Publisher: | Banco Nacional de Desenvolvimento Econômico e Social |
Abstract: | This article presents a possible configuration of the Poupança Individual de Aposentadoria, a retirement system similar to the Tesouro Direto, but with tax benefits. In general, the pension benefit amounts projected based on this configuration, called Previdência Direta, were much higher than the other options analyzed, including income generated by the Instituto Nacional do Seguro Social (INSS), the Plano Gerador de Benefício Livre (PGBL) and Vida Gerador de Benefício Livre (VGBL) pension plans, pension funds, investments made in Tesouro Direto, personal savings accounts, real estate and traditional investment funds. Given the results, we conclude that a possible strengthening of the pension system based on capitalization should be guided by systems with low administrative expenses and the adoption of mutualism to convert accumulated savings into income. |
URI: | http://bibliotecadigital.economia.gov.br/handle/123456789/529383 |
Other Identifiers: | AMARAL, Felipe Vilhena Antunes; GIAMBIAGI, Fabio. Previdência direta : o Tesouro Direto para a previdência. Rio de Janeiro: Banco Nacional de Desenvolvimento Econômico e Social, 2019. 48 p. (Textos para discussão ; 138). http://web.bndes.gov.br/bib/jspui/handle/1408/17202 |
Appears in Collections: | Produção BNDES - Textos para Discussão BNDES |
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